The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.
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Success Story of Mahalakshmi
Mahalaxmi purchased a cow
with a microloan from MicroGraam. The loan was for Rs.20000.She is now able to save
Rs.3000 per month after her household expenses. Mahalaxmi sells 8-10 litres a day
at Rs.20 per litre. She ensures that the
cow is properly fed and is happy with her investment.