The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and
the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.

Success Story of Mahalakshmi

Mahalaxmi purchased a cow with a microloan from MicroGraam. The loan was for Rs.20000.She is now able to save Rs.3000 per month after her household expenses. Mahalaxmi sells 8-10 litres a day at  Rs.20 per litre. She ensures that the cow is properly fed and is happy with her investment.