The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.
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Success Story of Rukmini
Rukamani has been blessed with 3 acres of land. She is 32-year-old and lives with her husband, and four children. With her MicroGraam loan of INR 50,000, Rukamani bought implements to grow grapes on her land. Her first yield is almost ready now and she is positive that this sale is going to make a permanent and positive change to her family. She is certain that she will be able to provide a stable future for her children by growing more and more.