The Reserve Bank of India has made it mandatory that the aggregate exposure by an investor across all Peer to Peer Lending Platforms should be less than or equal to Rs. 10,00,000 and
the total exposure of a lender to a single borrower should be less than or equal to Rs. 50,000.
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PEOPLE BEHIND MICROGRAAM
Rangan Vardan Founder
Rangan Varadan brings with him
extensive experience in the financial services domain. His
current focus is on taking branchless banking services to
villages in the most efficient manner through technology
and field partnerships. Prior to this, he was the the Head, Banking and Capital Markets Domain Competency Group at Infosys Technologies. Rangan holds a Ph.D. in finance and
economics from Lehigh University, and is also a fellow of
the Institute of Chartered Accountants of India.
Sekhar Sarukkai Founder
Sekhar Sarukkai was recently featured among Information Week's Top 25 Chief Technology Officers list. He is a successful serial entrepreneur; the last two companies he founded were acquired by Cisco Systems and Oracle. Sekhar, who holds a Ph.D. in computer science from Indiana University, is based in the Silicon Valley and has a passion for applying technology to better humanity.
Dr. Balasubramanian Director
Dr Balasubramanian is the Founder & CEO, Theme Work Analytics in India & USA. Theme Work Analytics is focused on creating and leveraging research work at universities with a Go To Market theme. He also holds an honorary position of Entrepreneur in Residence at the Discovery Park at Purdue University, USA. He has engineering and management degrees from IIT, Madras and a Doctorate from the School of Industrial Engineering at Purdue University in 1977 specializing in Operations Research.
Dr. Sundar Sarukkai Director
Sundar Sarukkai is the Director of the Manipal Centre for Philosophy & Humanities, Manipal University. He has been a Homi Bhabha Fellow, Fellow of IIAS, Shimla and PHISPC Associate Fellow. He was at the National Institute of Advanced Studies, Bangalore from 1994-2009. He has authored many books including Translating the World: Science and Language, Philosophy of Symmetry and Indian Philosophy and Philosophy of Science. He has trained in physics and philosophy and has a PhD from Purdue University, USA.
V. Balakrishnan Chairman
Mr. V. Balakrishnan, Bala served as the Chief Financial Officer of Infosys Ltd., since May 1, 2006 until October 31, 2012. He has significant experience in leadership positions in the finance domain, with expertise in Corporate Finance, International Taxation, Risk Management and Mergers & Acquisitions. He was conferred the 'Best CFO' award from CNBC and Finance Asia. He is an Associate Member of the Institute of Chartered Accountants of India, an Associate Member of the Institute of Company Secretaries of India and an Associate Member of the Institute of Cost & Works Accountants of India. Mr. Balakrishnan received a B.Sc. from the University of Madras.
Sunil K. Kolangra Advisor
Sunil K Kolangra has been with Ascent since 2003 and currently holds a Director position. He has considerable experience in financial markets having worked as an investment professional and fund manager both in the Indian public and private markets. He enjoys interacting with entrepreneurs and has been associated with several young businesses at the board level dealing with strategic, financial and general management issues. Sunil holds a B.Tech degree in Mechanical Engineering from Indian Institute of Technology, Chennai and a PGDM from Indian Institute of Management, Ahmedabad.
KRISHNAMURTHY OPERATIONS, NGO RELATIONS,INVESTOR RELATIONS AND OUR GO TO MAN
SURAJ TECHNICAL SUPPORT, DESIGN INCHARGE
KAVYA BORROWER VERIFICATIONS
SHIVAPPA FIELD OFFICER WORKING WITH NGOS AND BORROWERS
PATHAN ACCOUNTING AND LOAN REPAYMENT
KAVITA SOCIAL MEDIA CONTENT,WEBSITE,BLOGS AND INVESTOR RELATIONS